How Much Indian Currency Can I Carry To Singapore

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Singapore is a popular travel destination for Indians and it is essential to know the regulations and restrictions on carrying Indian currency to the country. Whether you are planning a vacation, business trip, or studying abroad, this post will provide you with all the information you need to know about the maximum amount of Indian currency you can carry to Singapore. 

In this blog post will break down everything you need to know about carrying Indian currency 

to Singapore. We will also discuss the pros and cons of carrying cash versus cards and provide tips for budgeting and preparing financially for your trip. 

After reading this post, you will have a clear understanding of how much Indian currency 

you can take to Singapore and how to make the most of your money during your trip.

Currency Restrictions

Currency restrictions refer to the regulations set by a country regarding the amount of 

foreign currency that can be brought in or taken out of the country. These regulations are 

put in place to control the flow of money and prevent illegal activities such as money laundering.

When traveling to Singapore, you should be aware of the currency restrictions in place. Singapore’s regulations state that you are allowed to bring in or take out up to INR 18,00,000 in cash or equivalent without declaring it to the authorities. If you 

are carrying more than INR 18,00,000, you will need to declare it and provide documentation, such as a declaration form and proof of the source of the funds.

It’s important to note that these restrictions apply to cash, traveler’s cheques, and 

other negotiable instruments. If you’re planning on carrying a large amount of money, 

it’s best to check the regulations beforehand to ensure compliance.

Violating currency restrictions can lead to penalties, fines, and, in some cases, 

even criminal charges. In order to avoid this, make sure to keep accurate records of all 

of your financial transactions and be prepared to provide documentation to the authorities 

if asked.

In short, Currency restrictions are regulations put in place by countries to control the flow 

of money. It’s important to be aware of these restrictions and comply with them to avoid penalties and fines.

Cash vs Cards

When traveling internationally, deciding whether to carry cash or credit/debit cards is important. Both options have pros and cons, so it’s important to weigh them before deciding.

Carrying cash has the advantage of being widely accepted and easy to use. Cash is accepted 

in most places, including small shops and street vendors. Additionally, cash can 

be useful in case of emergency or in situations where there is a power cut or network issues. However, carrying large amounts of cash can be risky as it can be lost or stolen.

On the other hand, credit/debit cards offer several benefits. They are widely accepted, especially in major cities and tourist areas. They also offer better exchange rates than cash 

and can be used to withdraw money from ATMs. 

Additionally, credit/debit cards provide a record of all transactions, which can be helpful 

for budgeting and tracking expenses. However, it is important to note that credit/debit cards can be subject to foreign transaction fees, which can add up over time.

It’s a good idea to carry a combination of both cash and credit/debit cards. This way, you’ll have a backup in case one is not accepted or is lost or stolen. Make sure to inform your bank and credit card company that you will be traveling internationally to avoid any 

issues with blocked transactions.

In short, the decision of whether to carry cash or credit/debit cards depends on your 

needs and preferences. Carrying cash offers the advantage of being widely accepted and useful in case of emergency. In contrast, credit/debit cards offer better exchange rates and can 

be used to withdraw money from ATMs. It’s best to have a combination of both to have a backup in case one is not accepted or is lost or stolen.

Currency Exchange

Currency conversion is the act of changing one nation’s currency to another country’s currency. This is important when traveling abroad as each nation has its own currency. 

For instance, when traveling from India to Singapore, Indian rupees must be converted 

to Singapore dollars. 

This can be done at a bank or currency exchange office where a specific amount of Singapore dollars will be given in exchange for Indian rupees. Exchange rates, the value 

of one currency with another can vary depending on market conditions. 

It is important to compare exchange rates at different banks and currency exchange 

offices to get the best deal. Another option is to use credit/debit cards or travel cards to 

get currency from ATMs or use it directly for payments. This way, you will get the best exchange rate based on the current market rate. 

Keep in mind that some currency exchange offices and banks might charge a fee for currency exchange. It’s important to ask about any fees before converting currency. It’s also wise to 

have a small amount of local currency as a backup, as not all places accept card payments. 

Preparing for Your Trip

Preparing for a trip can be an exciting and overwhelming experience, but with a little bit 

of planning and organization, you can ensure that your trip goes smoothly. The following things to consider when preparing for your trip:

Passports and Visas: Make sure that your passport is up to date and that you have all 

the necessary visas for your destination.

Travel Insurance: To protect yourself in the event of any unforeseen circumstances or emergencies, think about getting travel insurance.

Packing: Make a list of essentials and prioritize the things you need to bring based on 

the length of your trip and the activities you plan to do.

Itinerary: Plan your itinerary in advance and make reservations for flights, hotels, and activities.

Currency: Familiarize yourself with the local currency and exchange rate and consider carrying a credit card or debit card that doesn’t charge foreign transaction fees.

Health and Safety: Research the health and safety situation in your destination and take appropriate precautions, such as getting any necessary vaccinations.

Communication: Check to see if your phone plan includes international roaming or if you 

will need to purchase a local SIM card.

Weather: Check the weather forecast for your destination and pack accordingly.

By taking the time to prepare for your trip, you can ensure that you have a smooth and enjoyable experience.


In conclusion, when preparing for a trip to Singapore, it’s important to be aware of the regulations regarding the amount of Indian currency that you can carry with you. According to Reserve Bank of India (RBI) regulations, a resident Indian can carry up to 2,50,000 INR 

in cash and traveler’s cheques without any declaration. 

However, it’s also important to check with Singapore Customs regarding their regulations on the amount of foreign currency that can be brought into the country. It’s a good idea to carry some Singapore Dollars with you upon arrival, but with Singapore being 

In a cashless society, carrying large amounts of cash may not be necessary. 

It’s always better to check and double-check the regulations before you depart for your trip 

to avoid any potential issues.

Also Read: 5 Things to Know When you are Buying the Best Term Insurance Plan

Frequently Asked Question

Can airport baggage scanners see money?

Airport baggage scanners are designed to detect a wide range of prohibited items that 

are not allowed to be brought on a flight, such as weapons, explosives, and other contraband. However, money, in the form of cash or other negotiable instruments, is not typically considered a prohibited item and would not be detected by a 

baggage scanner. 

This means that you can pack your money in your luggage without any issues, and it will 

not show up on the scanner. However, as they may vary, it is always important to check with the specific airport or airline for their policies on carrying cash or other valuables in your checked or carry-on luggage. 

Some airports and airlines may have specific rules regarding the amount of cash that can 

be carried, or they may require that you declare any large sums of money to the security or customs officials.

It is also good to keep in mind that if you are carrying a large amount of money, it is recommended to declare it to the customs officer at the airport. Failure to do so can result 

in fines or other penalties.

Can I put cash in my checked luggage?

Yes, you can put cash in your checked luggage, but it is important to consider the security and safety of your money while traveling.

When packing cash in your checked luggage, it is best to conceal it in a secure location 

such as a money belt or hidden pocket. This will help to prevent theft or loss of your money during transit. 

Additionally, it is important to keep in mind that checked luggage is not always under 

your direct supervision, so it is wise to not put all your cash in one place, instead, divide it 

in different locations in the luggage.

Another important consideration when traveling with cash is the risk of loss or damage 

to your luggage. While most airlines offer baggage insurance, it’s important to understand the terms and conditions of the coverage and how to make a claim if your luggage is lost 

or damaged.