What is CIF Number? 6 Ways to Find Your CIF Number

What is CIF Number? With changing times, our banking practices have also changed. Remember the time when we would line up in banks to get our passbooks updated? 

Well, that’s not the case anymore. Everything happens with just a click- cash deposit, transfer, fixed deposit, bill payment, and so much more. 

Since everything happens online, we don’t really need people doing all the work for us in banks. Right?!

It means that today we perform many banking functions ourselves more than ever!!

Thus, today we are or need to be more aware of the basic banking terms.

We are already aware of some of these terms such as NEFT, balance transfer, Fixed Rate, etc., and some other terms might seem alien to us.

This article will explain one such important term that you should be knowing to handle your SBI accounts with ease- CIF Number. But what is the CIF number in Central Bank of India? Why is it important?

Let’s find out!

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What is CIF number in Central Bank of India?

CIF may seem like a secret code to seem people who would ponder what is CIF no. 

CIF is an abbreviation of the term Customer Identification File. It is a completely unique series of number for each individual user of a bank. This number is the key to a digitalized information about the customer or account holder.

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What is CIF Number in SBI and its Specifications?

• CIF is a series of 11 digits that act as the gateway to a digital file.
• The CIF number is a digital file that provides all the information of the customer to the bank employees.
• The unique CIF number links all the accounts that a customer has.
• The CIF number provides a bank employee a place to view all the information about the customer. If and when the bank requires any personal or financial information about its customers, it can do so by decoding the CIF number of the account holder.
• This digital file signifying what is CIF no. includes information pertaining to the customers’ loans and Demat accounts.
• What is CIF number in Central Bank of India? – It is a simple code that gives the bank the access to information like the KYC details of the customer, such as address information, identity details and a photo identity proof.

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Simple Ways to Find What is CIF Number in SBI?

It has been observed that some people face a challenge while locating and understanding what is CIF number. Thus, we have accumulated some simple online and offline ways to locate your CIF number after knowing what is cif number in sbi.

1. SBI Internet Banking

An essential feature of the SBI Internet Banking site is the option that tells us what is CIF number of SBI and where you can find it. This is an absolutely necessary step in today’s fast-paced world, as no one has the time to visit the branches to find out what is CIF number of SBI.

2. SBI Account Statement

For some of the bank account holders who might not have their internet banking activated and want to find what is CIF number, need not worry. All you need is a registered e-mail address that is registered with your bank account. Having a linked e-mail id will help you figure out what is CIF number in Central Bank of India. You can use the service provided by your bank for the SMS/Text option to obtain an e-statement that will provide you your CIF number.

3. SBI Anywhere Yono Lite App

If none of the above options work for you, you can download the SBI Anywhere Yono Lite app on your mobile to locate what is CIF no. The app has over a period of time gained mass popularity amongst bank account holders.

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4. Passbook

No Internet but wondering what is CIF number of SBI and where to find it? No problem!

Apart from the internet banking, e-mails and apps, there is another accessible place to locate where and what is your CIF number- your passbook. We all are familiar with the passbook containing all vital information about our accounts and this is where you can find what is CIF number in SBI.

5. SBI Home Branch

If, for some reason, you have lost your passbook or can’t find it anywhere in case of an emergency, you can always visit your SBI home branch and ask what is CIF no. for your account. The branch officer will guide you to fill a request for a new passbook to be attached with your KYC form.

6. SBI ATM Card

What is CIF number in ATM Card and how will you find it? 

Some people might find it difficult to follow the above given options and think these options don’t work for them. What should such people do? 

You need not be troubled if you have a debit/ ATM card. All you need to ask is what is CIF number in ATM Card and follow the bellow mentioned steps:

Step 1: SBI Buddy Merchant App

To find out what is CIF number in ATM card, you will have to install their SBI Merchant app.

Step 2: Select the language

After the app is installed, select English or your preferred language and click on proceed to find what is CIF number.

Step 3: Sign up

The app will take you to a page where you will see two options Sign-in and Sign up. Select the Sign-up option and fill in your credentials.

Step 4: ATM Card Details

As soon as you fill in the credentials and select proceed, you will be taken to a page where you have to choose between Internet Banking Customer or ATM. You need to select the ATM option and proceed further. From here, you will be directed to a page where you need to update your ATM card details. This step will lead you to what is CIF number in SBI.

Note: The CIF number is not displayed on the chequebook for security reasons.